Our Performances

Thanks to effective integration into the sales policies of the Alliance brands and the successful diversification of its business, the group continues to grow. ​

2019: new record year for RCI Bank and Services

Financing
Contract_(signed)
1,8
MILLION OF NEW FINANCING CONTRACTS
stable vs 2018
Credit
21,4
BILLION EUROS OF NEW FINANCINGS
+2.3% vs 2018
Car
44,2 %
FINANCED REGISTRATIONS
1.2 pts vs 2018
Used_car
368
THOUSANDS OF FINANCING CONTRACTS ON USED VEHICLES
+3.7% vs 2018
Services
5,1
MILLION OF SERVICE CONTRACTS
+5.2% vs 2018
1,5
SERVICES SOLD PER VEHICLE
+0.1 pt vs 2018
Financial Performance
Indicator
47,4
BILLION EUROS IN AVERAGE PERFORMING ASSETS
+6.8% vs 2018
Management_tool
1 327
MILLION EUROS IN PRE-TAX INCOME
+9.2% vs 2018
Financial_product
2,1
BILLION EUROS IN NET BANKING INCOME
+8.6% vs 2018

Highest performance despite a declining automotive market

TOTAL NUMBER OF VEHICLE CONTRACTS
(in thousands)
Financing penetration rate
(in percentage of registrations)
New Financings
(excl. personal loans and credit cards/in millions of euros)
+2.3%
NET ASSETS AT YEAR-END ¹
(in millions of euros)
+8.8%
(1) Net assets at year-end: net total outstandings + operating lease transactions net of depreciation and impairment

RESULTS

(in millions of euros)
  • Pre-tax income
  • Return On Equity (ROE)
  • After-tax income (parent company shareholder's share)
(2) After-tax result was impacted by deferred tax income of €47 million at the end of 2018

(3) Excluding the impact of deferred tax, ROE stood at 18.1% in 2018

(4) Excluding the impact of start-ups, ROE was 17.6% in 2019 compared to 19.8% at in 2018.